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4 Money Mistakes and How to Avoid Them



"For which of you, intending to build a tower, sitteth not down first, and counteth the cost, whether he have sufficient to finish it?" Luke 14:28 (KJV). Money problems do not always begin because a couple does not have enough money. Sometimes they begin because husband and wife have never learned how to manage what they have together. Many engaged and newly married couples prepare for the wedding but fail to prepare for the financial responsibilities of marriage. Before you build a life together, you must learn how to discuss money honestly, plan together, and make financial decisions with wisdom.

One common mistake is keeping financial secrets. Hidden debts, undisclosed spending, secret accounts, or pretending to earn more or less than you do can destroy trust. Marriage requires transparency. Your spouse should not have to discover your financial reality after the wedding. Talk about income, debts, responsibilities, savings, family obligations, and financial expectations before they become sources of conflict.

Another mistake is living beyond your means. A couple can easily become trapped trying to maintain a lifestyle they cannot afford simply because they want to impress people. Expensive celebrations, unnecessary loans, uncontrolled shopping, and constant borrowing can place tremendous pressure on a young marriage. Learn to distinguish between what you want and what your family genuinely needs.

A third mistake is making money a competition instead of a responsibility. Marriage is not supposed to be a battle between the husband and wife over who contributes more. Whether one earns more or one temporarily carries greater financial responsibility, both should understand that they are building one household. Financial decisions should be approached as partners, with humility, accountability, and mutual respect.

The fourth mistake is failing to plan for the future. Couples need financial goals, emergency savings, responsible spending habits, and a clear understanding of their priorities. Money should serve the marriage, not control it. Sit together, count the cost, pray over your finances, and make decisions that protect your home. When husband and wife handle money with wisdom, honesty, and unity, finances can become a tool for building the family rather than a weapon that divides it.

Hope Expression Values You 
Apostle Prince Victor Matthew 

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